FHA Home Loans offer you a great opportunity in purchasing your home with a mortgage that fits your budget and down-payment. You can purchase a home with a FHA loan with as little down at 3.5% of the purchase price. The monthly mortgage insurance is lower compared to other mortgage products.

FHA loan limits change per county and state. Please talk to one of our trusted advisors to help you pick a program that will be right for your home purchase.

Acre Mortgage has 2 primary beliefs why we offer VA Loans. First, we believe every active service member and veteran alike should be aware of their VA benefits for home ownership. Secondly, active service members and veterans should have access to a knowledgeable VA Home Loan Professional to guide them through the VA home loan process.

Don't Know If Your Qualify For A VA Loan?

Almost every veteran is eligible for Veterans Affairs benefits, such as VA home loans. These loans are generally the best choice for veterans who are planning to purchase a new home or refinance an existing home mortgage.

Get Pre-Qualified Today!

Whether you are planning to purchase a new home, refinance your existing home loan for a lower interest rate or to take cash out, contact us to obtain a Certificate of Eligibility and get pre-qualified.

Qualified veterans and active duty military can obtain a loan of up to $417,000, or $625,500 in high-cost areas, with no money down. Let a knowledgeable, courteous VA Loan Specialist help you to maximize your VA benefits today.

Acre Mortgage and Financial will help you get information, provide advice and answer your questions about the VA Loan program. Veterans and active-duty service personnel can use their VA Loan Benefit to purchase a home, refinance or consolidate debt.

If you qualify for a VA loan, there is no downpayment required, no monthly mortgage insurance premiums, easier credit qualifying and rates are often lower than other loan programs.

Conventional loans may be conforming and non-conforming. Conforming loans have terms and conditions that follow the guidelines set forth by Fannie Mae and Freddie Mac. These two stockholder-owned corporations purchase mortgage loans complying with the guidelines from mortgage lending institutions, packages the mortgages into securities and sell the securities to investors. By doing so, Fannie Mae and Freddie Mac, like Ginnie Mae, provide a continuous flow of affordable funds for home financing that results in the availability of mortgage credit for Americans.

Fannie Mae and Freddie Mac guidelines establish the maximum loan amount, borrower credit and income requirements, down payment, and suitable properties. Fannie Mae and Freddie Mac announces new loan limits every year.

RHS Loan Programs

The Rural Housing Service (RHS) of the U.S. Dept. of Agriculture guarantees loans for rural residents with minimal closing costs and no downpayment. 

Each State and County has specific loan and income limits please call us for the details on the State and County needs.

Ginnie Mae which is part of HUD guarantees securities backed by pools of mortgage loans insured by these three federal agencies - FHA, or VA, or RHS. Securities are sold through financial institutions that trade government securities.

Loans above the maximum loan amount established by Fannie Mae and Freddie Mac are known as 'jumbo' loans. Because jumbo loans are bought and sold on a much smaller scale, they often have a little higher interest rate than conforming, but the spread between the two varies with the economy.

If you are looking for a jumbo loan and need more information or advice, we invite you to take advantage of our database of the most competitive lenders available. Just complete a short loan request form or call us at 1-888-524-0545 for the best rates and fees.