Finance your dream home with a loan that offers flexibility, competitive rates, and no government insurance requirements.
Achieve Homeownership with a Conventional Purchase Loan
A Conventional Purchase Loan is a popular option for homebuyers who want flexibility and fewer restrictions. Unlike government-backed loans, conventional loans are not insured by the government, allowing for more diverse property types and borrower qualifications.
This loan is ideal for buyers with solid credit and stable income who are ready to make a strong investment in a home. With competitive interest rates, flexible term options, and the potential to avoid private mortgage insurance (PMI) with a 20% down payment, a conventional loan puts you in control.
Why Choose a Conventional Purchase Loan?
Competitive Interest Rates: Enjoy lower rates based on your credit score and financial profile.
No Government Insurance: Save on extra fees like mortgage insurance required by government-backed loans.
Flexible Down Payment Options: Choose the down payment that works best for your budget — as low as 3%.
CLICK BELOW TO WATCH FIRST!
Brad Brondt, Branch Manager
Ready to make your move? Complete our quick survey and get personalized conventional loan options designed to help you buy the home you’ve always wanted!
Your Path to Homeownership Starts Here!
Once you’ve completed the survey, we’ll walk you through the next steps, providing expert guidance every step of the way. With a fast and straightforward process, you'll be on your way to securing the perfect conventional loan in no time!
Your Trusted Partner for Home Financing
At Acre Mortgage & Financial, we’re committed to helping you find the best loan for your new home with expert support and a seamless process.
Expert Guidance: We’ll help you navigate the conventional loan process with confidence.
Customized Solutions: Get loan options that fit your financial situation and homebuying goals.
Smooth and Easy Process: From application to closing, we make sure your experience is hassle-free.
How to Get Your Conventional Loan in 4 Simple Steps:
Step 1. Complete the Survey: Tell us a little about your homebuying goals and financial situation.
Step 2. Get Pre-Qualified: We’ll quickly assess your eligibility and provide loan options.
Step 3. Review Your Loan Offer: Choose the loan that best fits your needs and budget.
Step 4. Close on Your Home: Finalize your loan and step into your new home!
Don't worry, we make it EASY!
STILL NOT SURE?
Your Questions, Answered
What is a conventional loan?
A conventional loan is a mortgage not insured by the government, ideal for borrowers with good credit and a stable financial profile.
How much do I need for a down payment?
Down payments can be as low as 3%, but a 20% down payment allows you to avoid PMI.
What are the credit score requirements?
Most conventional loans require a minimum credit score of 620, but higher scores qualify for better rates.
Do I need mortgage insurance?
Mortgage insurance is only required if you put less than 20% down.
Can I use a conventional loan for any type of home?
Yes, conventional loans can be used to purchase a variety of property types, including primary residences, second homes, and investment properties.
How long does the approval process take?
Pre-qualification can happen quickly, and the full approval process typically takes a few weeks.
let's Get started...
Ready to Own Your Dream Home?
Complete the survey today and let Acre Mortgage & Financial help you find the perfect conventional loan to make it happen!
Contact Us
1805 Springdale Road Unit 1 and 2
Cherry Hill, NJ 08003
Legal Disclosures: Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit: http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm
Licensing Disclosures: New Jersey: Licensed Mortgage Banker – NJ Department of Banking & Insurance – 9965751 | Pennsylvania: Licensed by the Pennsylvania Department of Banking and Securities – 21606
© Copyright 2024 | Acre Mortgage & Financial | All rights reserved.
© Copyright 2024 | Acre Mortgage & Financial | All rights reserved.